We help you find personal loans in Europe
A free service that helps you compare loan offers and find the lowest rate
We're a comparison service, not a lender — we help you compare publicly available offers from banks and licensed lenders across Europe, free and with no effect on your credit score.
We're an independent comparison service — applications are completed on the bank's own website.
How to choose a personal loan in Europe
Start with the APR, not the headline interest rate — the APR includes mandatory fees and is the number lenders in the EU are required to disclose, so it's the fairest way to compare offers. Then check the maximum amount and term against what you actually need: a longer term lowers the monthly payment but increases the total cost of the loan.
Comparing offers on reverse is free and does not affect your credit score. When you're ready, you apply directly on the lender's own website — the lender assesses your application and confirms your personal rate, which may differ from the advertised range.
Availability depends on your country of residence and the lender's own criteria. Only borrow what you can comfortably repay — borrowing money costs money.